We have to be a little careful here. Drag is made up of three very different mechanisms: Form drag, Viscous drag (related to surface friction and turbulence) and induced drag. Form drag is related to pushing the water out of the way as you pass through it. Induced drag is a function of total lift and planform shape. Niether of these change between a symmetric and cambered wing (assuming the same wing thickness, chord, span and planform shape).
The only portion of the drag that changes with a cambered wing is the viscous drag. Every airfoil section has a certain amount of viscous drag for a given angle of attack. Many airfoils have a low drag region near some angle of attack where the flow is nice and laminar. As the the angle of attack changes from this point (up or down) the drag will slowly increase. Then at some point, the pressure field around the airfoil will cause the boundary layer to transition to turbulent. This causes a large increase in drag. As you change the angle of attack further, the portion of the airfoil covered by the turbulent boundary layer will steadily increase which causes the drag to rise rather strongly. Then you reach seperation or stall wherethe drag gets really big.
A symetric airfoil will have the lowest drag at an angle of attack of 0. Or saying it another way, a symmetrical foil will have the lowest drag when it is producing no lift. As you add lift you add drag.
The best way to think about cambered foils is that they are “biased” toward a certain amount of lift. A cambered wing will have its lowest drag at some positive amount of lift. The “drag bucket” for the viscous drag will be shifted so that it is centered (lowest lift region) around some positive lift.
So a cambered foil will have lower drag than its symmetric counterpart at some positive amount of lift. This is why cambered wings are the norm on airplanes.
At 0 lift, the cambered foil will probably have more drag than the symmetric foil.
But generally cambered foils are better in terms of drag than symmetric foils. The problem with using a cambered foil in sailboats is that you need to generate lift in both directions - on both tacks. So on one tack you would have lower drag. On the other tack you will have higher drag. And downwind you (no lift) will have higher drag.
Generally (when the rules allow) a boat that uses bilge boards will have cambered foils. Take a look at the dagger foils on Open60 They only put those down on one side or the other when the boat is heeling that way. Those foils tend to be cambered. Windsurfers that are used to set speed records by sailing in one direction will have cambered fins. So cambered foils are good when you only use them to generate lift in one direction.
For your keel fin, you will pay a small drag penalty for your cambered fin. You will have less drag on one tack than a symmetric foil, more on the other tack than a symmetric foil and more down wind than a symmetric foil. If your camber is a very slight amount, you will probably never notice. The drag will be so small that it will only be worth about one bad tack per leg. Unless it is really noticable, you are probably alright.
Now for your second question about rudderless boats:
The way you steer a rudderless boat is by changing the balance of the sails. If you want the boat to head up, you ease the jib and/or trim the mainsail. You would do the opposite if you wanted to head down. For example, with a windsurfer where there is no rudder, you steer the board by rocking the sail forward to head down and back to head up (unless you are full on planing at which point you steer it like a waterski).
If you are on the boat, you can also use crew weight to help steer. When the boat heels, it tends to want to head up, so by using your crew weight to heel the boat you can cause it to head up and flatten the heel to get it to head down. Generally a lot of body english is required to get the boat to tack (think roll tacking).
It’s all about balance of forces…
Will Gorgen